Louisville Union Worker Long Term Disability Attorney
Will Your Disability Insurance Cover You?
As a union worker, you know the dangers and risks of the job. Disability insurance is supposed to protect your income, in the event that you can't work due to illness or injury.
If you have been injured and cannot work anymore, you looked to your disability insurance for coverage. Then you got the letter of denial in the mail. Why? How is this fair?
Will Driscoll has represented employees of Ford, GE, UPS and GM.
Call Driscoll & Associates at 888-558-5910 or contact us online. Our office is in Louisville, Kentucky and we represent clients throughout the state.
Falling Into the Gap
Your company doctor says you are disabled and cannot work. HR tells you to apply for long-term disability benefits. Then the insurance company says you are not disabled. This can drag for months or years. In the meantime, you are not getting a paycheck, or a disability check. Get help for your disability claim from Driscoll & Associates. We push our cases aggressively, so you can start getting a paycheck again. In Kentucky call 888-558-5910 or contact us online.
Waiver of Premium
This is an insurance benefit that your life insurance policy may offer. It is an option that allows you, the policyholder, to not pay your life insurance premiums when you become disabled. But what they don't tell you is that if your LTD insurance company denies your claim, your life insurance company will follow their lead.
It seems insurance companies are looking for any reason to deny your claim. If you are pursuing a claim for Long-Term Disability benefits, continue your health insurance through COBRA, if possible, to avoid a lapse of coverage (and resulting pre-existing exclusion later), and put a lawyer with experience on your side.
Get a lawyer with experience in union worker (tradesman) disability insurance claims who can counsel you from the start. Call Driscoll & Associates at 888-558-5910 or contact us online.
